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Giving Home > Giving News > Finance News > Mortgage Rates Decline Again

Mortgage Rates Decline Again

Published June 27, 2025

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, June 26. The survey showed that the 30-year mortgage rate fell for the fourth consecutive week.

This week, the 30-year fixed mortgage rate averaged 6.77%, a decrease from last week’s average of 6.81%. Last year at this time, the 30-year fixed mortgage rate averaged 6.86%.

The 15-year fixed mortgage rate averaged 5.89% this week, down from last week’s average of 5.96%. During the same week last year, the 15-year fixed mortgage rate averaged 6.16%.

“Borrowers should find comfort in the stability of mortgage rates, which have only fluctuated within a narrow 15-basis point range since mid-April,” said chief economist at Freddie Mac, Sam Khater. “Although recent data show that home sales remain low, the resulting available inventory provides homebuyers with a wider range of options to consider when entering the market.”

Based on published national averages, the savings rate was 0.38% as of 6/16. The one-year CD averaged 1.62%.

Editor’s Note: The publicly available financial information is offered as a helpful and informative service to our friends. This article is not an endorsement of any company, product or service.