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Giving Home > Giving News > Finance News > Mortgage Rates Continue to Rise

Mortgage Rates Continue to Rise

Published March 20, 2026

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, March 19. The survey showed mortgage rates increasing for the second week in a row. 

This week, the 30-year fixed rate mortgage averaged 6.22%, up from last week’s average of 6.11%. Last year at this time, the 30-year fixed rate mortgage averaged 6.67%.

The 15-year fixed rate mortgage averaged 5.54% this week, up from last week’s 5.50%. During the same week last year, the 15-year fixed rate mortgage averaged 5.83%.

“The 30-year fixed-rate mortgage edged up this week to 6.22% but remains nearly half a percentage point lower than the same time last year,” said chief economist at Freddie Mac, Sam Khater. “Potential homebuyers are poised for a more affordable spring homebuying season than last with the market experiencing improvements in purchase applications and pending home sales.”

Based on published national averages, the savings rate was 0.39% as of 3/16. The one-year CD averaged 1.52%.

Editor’s Note: The publicly available financial information is offered as a helpful and informative service to our friends. This article is not an endorsement of any company, product or service.